We worked with Amy on purchasing a home in 2018 as well as several investment property refinances.  It's hard to find someone who is awesome at what they do but this describes Amy.  She is on top of her game, knows the industry and can find options in a tough market.  You can count on clear and regular communication.  I recommend Amy for all your purchase and refinance deals.

Kelcey and Kjersti J.

North Bend, WA

Amy is a fantastic Mortgage Broker, not only does she listen to your needs but she is creative in coming up with ideas to get you the best mortgage payment and interest rate.  She is tenacious in finding the right plan and finding ways to work with the lender to get your loan approved.

As a self-employed business owner in Real Estate I find her knowledge and expertise to be invaluable. She has helped me with a number of my clients and was available to answer all of our questions; and get the loan closed on time! I love working with Amy as she is a great communicator keeping me and my clients informed along the process of the transaction.


Kitty B.

Kirkland, WA

I recently purchased a home in CA, which was a major move and relocation for me and I truly could not have done it without Amy O’Brien’s help.  I have bought numerous homes over the past 30 years and I truly have never worked with anyone more knowledgeable, professional, hard-working and dedicated as Amy.  She was there every step of the way and was always one step ahead of everyone else involved in the transaction.  It was a jumbo loan, so a bit more stressful for me and she was not only there for me professionally, she also helped talk me through some of the anxiety I was having about this major move and leaving an area I had lived in for 35 years.

 I would, have and will continue to refer anyone I know to Amy for their home loan transactions.  She is truly the best of the best in the industry and I look forward to working with her again when I have the need for another home loan.

Lori M.

Laguna Niguel, CA

I called Amy after my realtor urged me to check out what she could do for me.  He said she was amazing and he wasn’t kidding!  I was skeptical and want to use the bank that I had used for my prior home mortgage. I didn’t know any better, but Amy did! She helped me to get a lower interest rate for my new home purchase, my other bank was almost a full half percent higher, and she was able to get the Pre-approval letter to me within hours instead of days. It put me in a better buying position and it allowed me to bump up my purchase price up and get a house that I could not have purchased without her help.  She made the processes EASY PEASY..  She helped me through each step with patients and we were able to have everything ready to go a full week before closing!  I have recommended Amy to all my friends and she has done the same for them. She is amazing! 

Lisa S.

Graham, WA

We’ve worked with Amy on a number of transactions (purchases and refinances) dating back to 2003, and frankly, her industry knowledge, attention to detail, and responsiveness is second to none. I’m the type of person who likes to understand all the details, and sensing this, Amy proactively provides answers to questions before I even think to ask them. During my time working with Amy, I’ve worked with two real estate agents, and both commented to me just how amazing Amy is to work with. As long as Amy is in this industry, I wouldn’t even consider partnering with anyone else. I have, and will continue to, point everyone I know to Amy for their mortgage services.

Todd & Cindi H.

Lake Stevens, WA

Amy is such a pleasure to work with! She is thorough and accurate in her approach and takes extra steps to ensure you’re getting the best rates possible! Additionally, she really focuses on client convenience, making the process very easy! We’ll definitely work with Amy again the next time a need arises.

Steve & Lisa H.

Snohomish, WA

Amy was instrumental in the smooth success of me acquiring my first mortgage on my own. Newly single, with a lot going on personally & professionally, she guided me through the required steps to financing my home in a timely way, helping to get the best terms available. Knowledgeable, professional, and caring, Amy was excellent to work with.

Laura B.

Bellevue, WA

Amy has been my mortgage advisor for 30+ years.  Her attention to detail, professionalism, knowledge and desire to do what is best for her clients constantly speaks through in everything that she does.  She communicates the process so that it is easy to understand, you know what is happening and what will happen next at every step. The mortgage process can sometimes be stressful, however Amy takes that stress away.  She is someone you can trust to see your mortgage through from beginning to end, application to closing your loan on time.  I am confident in recommending and will continue to recommend Amy to family, friends and colleagues. 

Cecilia H.

Kenmore, WA

Amy was instrumental in helping me obtain refinancing on my rental property. She worked diligently and provided top quality service to get the deal done, even after another lender turned me down. I’ll definitely go with Amy for future financing needs.

Mike R.

Seattle, WA